This week you read about the theory of cumulative disadvantage, which highlights the influence of earlier life experiences on the quality of life in old age as well as the (changing) experience of retirement.

First, using the framework of cumulative disadvantage, discuss how one’s childhood and young adulthood might influence their economic and health status in old age. Define cumulative disadvantage and use at least two (2) examples to illustrate your argument on economic and health status in old age.
Next, is retirement good for health or bad for it? Is retirement a gain, a loss, or irrelevant to physical and psychological health?
What are common reasons for retirement? Does reason for retirement affect the experience of retirement? Lastly, how does retirement affect socioeconomic status?
Lastly, visit the AARP Retirement Calculator. Work through the interactive exercise, and then discuss what you learned about your readiness for retirement. What factors impact your ability to plan for retirement? In your discussion, doo not share specific numbers or financial information, but rather a general overview. What post-retirement events or factors might impact your ability to live the way you want or envision in your old age?

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